Life isn't predetermined for the sheer logic that there is no way to access the future, there has been no known incidences, that actually support the idea of pre-determined fate. All studies relating to proving this hypothesis, have been discredited by the American, British, French, Indian, Japanese, and Australian science journals.
That gives me the influence that life is what we make of it, coincidences all coincide with each other. Fate is only predetermined if we plan our fate out and what we are going to do exactly from day one.